Most deposits on Cosmic are credited quickly, but the timing depends on the payment method you used. If you pay using a UPI ID that is not whitelisted on your Cosmic account, the deposit will not be credited.
Expected Processing Times
UPI: Usually reflects within 15 minutes
IMPS: Generally credited within 30 minutes
RTGS: May take up to 30 minutes
NEFT: May take up to 30 minutes
Important:
NEFT and RTGS transfers made after 10 PM are processed the next day after 06 AM.
Occasionally, deposits may take up to 24 hours due to banking delays or verification checks.
If Your Deposit Is Still Not Visible
Please reach out to our support team and share:
A screenshot of the payment
UTR/reference number
Transfer date & time
Amount sent
Your Bank/UPI details
Our team will help you verify and credit the deposit.
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